If this question is asked to anyone, the probable answer
will be that you should have a high earning job or you should be the owner of a
business which should be the source of good income. But is earning good amount
is the only way to get rich? Or maybe it is just one aspect of the answer to
this question.
Earning good amount on regular basis is one important aspect
of becoming rich; the other important aspect is to save a good amount regularly.
For example, if we consider two persons X and Y, suppose X earns Rs. 30000 per
month while Y earns Rs. 20000 per month, X lives his life in a lavish style and
spends a lot on parties, outings, shopping while Y is a reasonable spender, he
spends only when it is required, he also go for parties, outings and shopping
but he has an habit of keeping in control. On an average X saves only Rs. 2000
per month while Y saves Rs. 6000 per month, so by simple mathematical calculation
we can make out that in one year X will have Rs. 24000 in his saving account
while Y’s account will have Rs. 72000. Despite earning more than Y, X is poorer
than Y.
In simple words, saving as more important as earning and a
person should be conscious about his/her expenses and should cut out any
unnecessary expenses and save money.
Let us discuss some ways of saving money and becoming rich :
1)
Save electricity
and keep a check on the bill : electricity should be used reasonably and
keep in mind to switch off all the lights when you are leaving house and never
waste electricity as it is national property. By using power in a reasonable manner
you can not only save your money but you can also help your country as Saving
of electricity = production of electricity .
2)
Save water:
water is also national property as power and it should not be wasted as it is
already in scarcity, by keeping a check on the wastage of water you should
reduce your water bills as well as do your country some good.
3)
Limit petrol
expenses : In India, in last two years the petrol prices have gone up by
almost Rs 30/ litre, so we should also make sure that we are using our vehicles
when they are necessary and if you are travelling alone in city prefer to
travel by public transport or two-wheelers whose average is more than car. Cars
should be used only when the whole family is travelling together.
4)
Limit
junk food : prefer to eat home food as it is more healthy and cheap in comparison
to junk food. Eating junk food regularly will also increase your medical
expenses as they are unhygienic and unhealthy and after a time limit your
digestion is not able to cope up with your unhealthy habits.
5)
Drinking
habits : avoid liquor as much as possible as it is unhealthy and costly as
well. The soft drinks available in market should also be avoided and you should
prefer to drink fruit juices as they are both refreshing and healthy.
We will be discussing more ways of saving
money and becoming rich in next part.
To enhance your
knowledge regarding your health, financial and monetary conditions and wisdom,
keep visiting Health,
Wealth and Wisdom
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